Retirement and HSA room
401(k), Solo 401(k), backdoor and mega-backdoor Roth, HSA. The 2026 limits, your room, and the order to fill it.
Filing reports what happened. Planning changes it. We model your year before it ends, pick the moves that fit, and tell you exactly what each one saves, in dollars, before you act.
A written plan with the strategies ranked by payoff, then check-ins before the deadlines that matter.
401(k), Solo 401(k), backdoor and mega-backdoor Roth, HSA. The 2026 limits, your room, and the order to fill it.
Sole prop, S corp or C corp under the 2026 rules, a defensible reasonable salary, and the 15.3% that distributions avoid.
Loss harvesting, the 0% capital-gains bracket, ISO exercise timing against AMT, and when to sell RSUs.
Depreciation and cost segregation, the passive-loss allowance, donor-advised funds and appreciated-stock gifts.
The biggest wins come from timing. These are the moments to call before, not after.
Most individual returns are ready to review within a week of your documents arriving. Business clients get a named preparer who stays with them all year.
A free 30-minute call, or a two-minute form. We confirm what you need and quote a flat price before any work starts.
Day 1 · freeW-2s, 1099s, brokerage statements and receipts go into a secure client portal. Your preparer asks only for what's missing.
Secure portal · no email attachmentsA licensed CPA or EA prepares your return and walks you through the numbers before anything goes out. You sign electronically, we e-file.
Nothing is filed until you've seen itFiling clients on the Premium or any business plan get a year-end planning review. Standalone planning engagements are quoted after a free call.
Enter a few numbers and get a federal and state estimate in about two minutes, with the savings strategies a CPA would use on your return. Nothing is saved unless you choose to share it.
“Recently I have filed taxes with TAXAGON for the year 2024. Entire team provided excellent service and process completed smoothly. I got my federal and state tax returns on time. They have been clarifying the questions related to exemptions and also appreciate their prompt response and follow-ups regarding my concerns.”
“I had an excellent experience with Taxagon .Their team was incredibly professional, knowledgeable, and efficient. They made the tax filing process smooth and stress-free, answering all my questions with patience and clarity. I highly recommend their services to anyone looking for reliable and expert tax assistance.”
“Taxagon was awesome! Doing my taxes was super easy thanks to their simple interface. They were spot-on with everything, and the customer support was really helpful and nice. It made the whole tax thing way less stressful. I’d totally recommend my friends to use Taxagon if they want an easy time with their taxes."”
Filing happens after the year ends and can only report what happened. Planning happens during the year, while you can still change the outcome: contribute, elect, harvest, time a sale.
A written plan listing each strategy, what it saves at your marginal rate, the deadline, and who does what. We check in before each deadline.
Often yes. 401(k) and HSA room, RSU timing, charitable bunching and withholding fixes regularly save four figures for employees earning six.
No, but it helps. When the same team plans and files, nothing gets re-explained and the plan is executed on the return.
No sales script. Bring your last return or your questions and leave knowing what you'd pay, what you'd save, and what happens next.
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